Real-estate development
Corporate income tax (Form 1120)
- Proposed exposure
- Initial proposed income-tax liability of $1,799,000.
- Final resolution
- Final liability of $27,530 following D&J's analysis and appeal.
Est. 1990
You have a business to run. Let us take something off your list.
CPA-led accounting, CFO guidance, tax planning and IRS representation for Chicagoland business owners — led by Joaquin Gonzalez, CPA.
Regional Focus
Chicagoland
Principal
Joaquin Gonzalez, CPA
Established
1990
Membership
AICPA
Start here
Identify the immediate need
Five paths, five different first steps. Choose the one closest to your situation and we will route you to the right service and the right intake.
I need ongoing accounting and payroll
QuickBooks, bookkeeping, payroll, reporting, financial controls, and recurring tax responsibilities.
I need CFO-level financial guidance
Cash-flow projections, profitability analysis, trend analysis, planning, and management reporting.
I need tax preparation or planning
Business and individual returns, estimated taxes, entity considerations, and proactive planning.
I received an IRS or state notice
Audits, payroll-tax examinations, liens, levies, collection actions, and unfiled returns.
My business is under financial pressure
Cash-flow problems, tax debt, restructuring analysis, lender communication, or attorney coordination.
Not sure which applies?
Describe the situation in a sentence and we will tell you which review fits — and whether anything is time-sensitive.
What D&J does
Four outcomes, one firm
Most firms handle either the ongoing financial work or the difficult tax matter. D&J is built to do both, which is why clients bring us the second one after we have already been doing the first.
01
Keep the business financially organized
Accounting, QuickBooks, payroll, financial reporting, and the recurring tax responsibilities that come with operating an entity.
Learn more02
Understand cash flow and performance
Forecasting, profitability analysis, financial controls, trend analysis, and fractional CFO guidance for growing companies.
Learn more03
Plan before filing deadlines
Business and individual tax preparation, proactive planning, and entity-tax considerations reviewed while decisions are still open.
Learn more04
Respond when the IRS escalates
Audit representation, payroll-tax matters, liens, levies, garnishments, unfiled returns, and the resolution alternatives that apply.
Learn moreReserved for the current professional photograph of Joaquin Gonzalez, CPA. D&J to supply — no stock or AI-generated portrait will be used in its place.
Welcome video
A short introduction from Joaquin will appear here once the firm supplies the recording.
Meet Joaquin Gonzalez, CPA
When a tax problem reaches seven figures, the professional across the table matters.
D&J is a licensed certified public accounting firm serving businesses and individuals in the Chicagoland area. Joaquin leads the firm's accounting, tax and representation work, and he stays involved after the engagement letter is signed — examinations and cash-flow decisions are not handed off to whoever is available.
His practice covers both sides of a business's financial life: the recurring accounting, payroll and tax filings that keep an entity organized, and the corporate income-tax and payroll-tax examinations that arrive when something in those filings draws attention. That combination is unusual, and it is the reason clients who came to D&J for a monthly close stay with the firm through an appeal.
Joaquin's approach is direct: explain the exposure in plain terms, show the numbers that support the position, and be specific about what is and is not achievable.
Credential detail pending firm confirmation
Illinois CPA license number, education, verified years of experience and current firm registration will be published here once D&J confirms them. Nothing on this site states a credential the firm has not verified.
Business accounting and payroll
The right decision starts with numbers that are current, complete, and ready when you need them.
Operating a business is time consuming. D&J takes on the accounting, tax reporting and payroll functions required to run the entity, and delivers the results in a format an owner can act on.
- QuickBooks setup and support
- General-ledger accounting
- Bookkeeping and reconciliations
- Accounts payable and receivable
- Payroll processing or coordination
- Payroll-tax filings
- Financial-statement preparation
- Monthly or quarterly reporting
- Internal financial controls
- Business tax-return preparation
ClientHub status
Assignments, due dates and completed work — visible to both sides
- Q3 bank statements requestedYou · Open
- September payroll filingsD&J · Scheduled
- August close and statementsD&J · Delivered
- Fixed-asset additions questionYou · Awaiting reply
Illustration of the ClientHub status view. It replaces the old "to-do list" language with a shared record of what is outstanding and what is done.
Fractional CFO and cash-flow guidance
Financial leadership for an established business that is not ready for a full-time CFO.
As a business grows, so do its needs. D&J provides professional finance knowledge, financial controls, checks and balances, and forward-looking guidance — sitting on top of a clean monthly close so the analysis reflects reality.
- Cash-flow projections
- Short- and long-term cash planning
- Profitability analysis
- Trend analysis
- Budgeting
- Financial controls
- Checks and balances
- Financing readiness
- Lender communication
- Strategic planning
- Expansion and equipment decisions
- Tax-aware financial decisions
What advisory work does not do
Financial leadership improves the quality of decisions and the strength of controls. It does not guarantee profitability, financing approval, the prevention of fraud, or business success.
Tax preparation and planning
The value is not completing the return. It is seeing the decision before the deadline closes.
Because D&J maintains the accounting for many of the same clients whose returns it prepares, planning conversations happen while there is still something to decide — not in April, when the year is already closed.
Business returns
- Federal and Illinois business filings
- Entity-tax planning and elections
- Estimated-tax planning
- Payroll-tax considerations
- Prior-year and amended returns
Individual returns
- Federal and Illinois individual filings
- Owner and household planning together
- Estimated payments and withholding
- Multistate matters where applicable
- Planning around growth or transition
IRS and state tax representation
When the notice arrives, the first priority is understanding the exposure—and the deadline.
Representation is not a matter of tone. It is preparation, documentation, analysis and a professional authorized to speak for you. D&J reconstructs the records, tests the agency's position, and pursues the alternatives the facts support — through examination, appeal and collection.
Corporate income-tax audits
Payroll-tax examinations
Worker-classification issues
IRS audit representation
Unfiled returns
Back taxes owed
Tax liens
Tax levies
Wage garnishments
Seizure actions
Installment agreements
Offers in compromise, where appropriate
Appeals
Agency correspondence
Verified case results
Examinations that started in seven figures
Each engagement below is presented in the firm's own structure: situation, proposed exposure, the work performed, the resolution, and the context that limits what the result means for anyone else.
Real-estate development
Corporate income tax (Form 1120)
- Proposed exposure
- Proposed taxable income adjustment of $1,407,319 per the prior examination.
- Final resolution
- Matter resolved at a $115,000 liability.
Every tax matter depends on its own facts, records and tax periods. Past results do not guarantee future outcomes, and no reduction in a proposed liability or acceptance of any particular resolution can be promised.
Industry experience
Where D&J's examination and accounting experience concentrates
These categories come from the firm's own engagement history — not from directory listings.
Construction contractors
Job-cost accounting, retainage, progress billing and equipment financing all move faster than a quarterly close can keep up with.
DetailReal-estate developers
Entity-per-project structures, capitalized costs and intercompany activity make the general ledger the whole story.
DetailDental and healthcare practices
Insurance receivables, associate compensation and equipment debt sit alongside a busy clinical schedule.
DetailClosely held businesses
One or two owners carry both the operating and financial responsibility, and the books are often behind.
DetailClient experience
Seven steps, in this order, every time
You should know what happens after you contact the firm. Nothing begins until scope, responsibilities and fees are in writing.
- 01
Identify the need and deadline
We determine whether the matter involves recurring accounting, CFO support, tax preparation, an examination, or a collection action — and whether a response date is already running.
- 02
Complete a guided intake
A short form gathers the entity, agency, tax-year, financial and deadline information we need to assess the matter. No sensitive documents at this stage.
- 03
Securely exchange documents
Returns, notices, payroll records and financial statements move into ClientHub, not email and not the public contact form.
- 04
Assess the records and exposure
We identify what is missing, what is time-sensitive, what the realistic exposure looks like, and which next steps are available.
- 05
Define the engagement
Scope, responsibilities, fees, communication channels and expected timing are documented in an engagement letter before work begins.
- 06
Perform, review, and communicate
The accounting, tax, advisory or representation work is completed and reviewed, with documented status updates in ClientHub.
- 07
Deliver and plan forward
We deliver the completed work, explain the result in plain terms, and identify the ongoing accounting or planning that keeps it from recurring.
The full process, with what we need at each step
Client experience
ClientHub
One secure place for documents, deadlines and answers.
Notices, payroll records, financial statements, engagement letters, e-signatures, payments and status updates all live in ClientHub. Sensitive records are never requested through the public contact form.
- Document requests
- IRS and state notices
- Payroll records
- Financial statements
- Engagement letters
- E-signatures
- Payments
- Status updates
- Open questions
- Review notes
- Filing and response deadlines
- Completed returns and reports
- Meeting summaries
- Assigned action items
Insights
Chicagoland business and tax resources
Written by the firm, dated, reviewed, and sourced. No archives, no categories with nothing in them.
IRS representation
What to do after receiving an IRS business-audit notice
The first week after an examination letter arrives determines how much room you have. Here is the order of operations we use.
August 18, 2026 · 6 min read
IRS representation
Payroll-tax audits and worker classification
Why converting subcontractors to employees — or not converting them — draws examination attention, and what documentation holds up.
July 28, 2026 · 7 min read
Cash flow
Cash-flow planning for construction companies
Annual budgets do not help a contractor. Rolling 13-week visibility, tied to job schedules, does.
July 9, 2026 · 6 min read
Next step
The sooner the records are organized, the sooner the business — or the tax problem — can move forward.
Work with Joaquin Gonzalez, CPA and D&J for business accounting, CFO guidance, tax planning, and experienced representation throughout Chicagoland.